Compare endowment plans

Are you aiming to save for your newborn’s future college education? Do you want to adopt disciplined saving habits because you tend to spend all your earnings? Are you planning to save money for your future home’s down payment? You can do that via an endowment plan that gives you a better yield than a savings account.

Find out how much funds you will need to fund your child’s education in the future.

Taking up a Savings plan and Endowment policy a.k.a. endowment/savings insurance usually requires a financial commitment, and the policy is meant for cash accumulation returns. The policy may or may not have withdrawal options in the later life stages of your life.

However, not all insurance policies are created equal. InterestGuru.sg looks into the 4 best Savings plans and Endowment policies that provide the most value for your money.

In this review, we take an in-depth look into the following 4 endowment savings plans that provide a high guaranteed and projected cash value upon maturity.

Best endowment savings plans for cashback features – Singlife Flexi Income II
Best endowment savings plans for highest guaranteed returns – Singlife Choice Saver
Best endowment savings plans for flexibility – Manulife ReadyBuilder II
Best endowment savings plans for shortest premium tenure – China Taiping i-Saver8

This list of the 4 Best Endowment Savings Plans is updated as at 27/01/2025

What makes a good savings plan and endowment policy?

We look into Savings plans and Endowment policies that provide a good blend of product features, potential payout and flexibility of saving period. While all savings plans and endowment policies accumulate cash values, the cost of insurance riders may affect your surrender value when you need a payout.

Read more: Compare endowment plans