NIST IAL3 identity assurance guidelines offer enhanced protection from fraud. They recognize remote proofing methods, mandate multifactor authentication with resistance against phishing attacks and include hardware authenticators as part of its requirements.

At IAL3 level, claimed identities must be authenticated through matching core attributes with real-world evidence gathered during on-site verification, document validation, biometric comparison and direct supervision.

Meets NIST IAL3 verification requirements

NIST IAL3 verification ensures that claimed identities match real world records and is designed to safeguard against more sophisticated attacks such as identity theft, repudiation, phishing and fraud. Additionally, this level of verification focuses on collecting and validating biometric characteristics.

Trust Swiftly's hardware-based solution allows CSPs to remotely verify IAL3 credentials remotely and save both time and money while meeting auditor requirements. Once a kiosk has been customized and deployed with our turnkey kits, an agent can use Trust Swiftly app or single browser page to live connect with an individual for identity proofing processes such as facial recognition with liveness detection and address verification. All verifications are recorded on a secure device owned by CSP and sent to central application for processing; thus enabling an IO to complete their entire IAL3 process in one session, saving both costs and time while meeting FedRAMP High verification requirements.

Meets FedRAMP High compliance

To meet FedRAMP High compliance standards, your service offering must utilize an IAL3 identity proofing process which ensures claimed identity attributes are collected, resolved uniquely and bound to authenticators - this ensures people who claim they are someone else are indeed who they say they are, while also helping reduce more complex attacks like evidence falsification, repudiation or theft of biometrics.

Meeting IAL3 requirements can be both costly and time consuming for remote employees. Flying them to a central location for an in-person verification session could result in substantial operational overhead costs as well as lost productivity.

trustswiftly's IAL3 compliant solution enables remote employees to utilize their smartphones for self-service verification, saving both money and time while providing comprehensive audit reports to be shared with your 3PAO. Furthermore, this helps meet IAL3 requirements of dynamic knowledge-based authentication, facial recognition with liveness detection, document validation and step-up reproofing based on risk.

Meets KYC/AML requirements

NIST 800-63A IAL3 goes beyond mere verification; it strengthens identity assurance against fraud by mandating onsite attended verification processes that limit more advanced attacks such as evidence falsification, theft or repudiation. Furthermore, OTP authentication via email should be avoided and SMS messaging requirements reduced, and mandatory phishing-resistant MFA methods like FIDO passkeys be employed as well as safe federated identification practices are mandated and enforced to further combat identity theft and repudiation.

NIST's IAL 3 verification guidelines require chain of custody procedures, anti-spoofing protections and auditing processes that include regular, detailed audits. Furthermore, personal verification using official documents or biometrics or both is often necessary in order to link claimed identities with real people in society.

trustswiftly's IAL3 compliant solution meets these specifications flawlessly, creating an effortless user experience and eliminating customer friction. Our hardware can capture documents and biometric attributes quickly and automatically, while watchlist screenings detect suspicious activity and allow for human oversight during proofing processes. Additionally, this IAL3 verified solution saves businesses money while safeguarding them from cyber attacks while fulfilling FedRAMP High standards.

Reduces risk of fraud

IAL3 identity verification requires in-person interaction between human beings to authenticate physical proof of identity presented by those being verified, which helps ensure they are who they say they are while also helping prevent scaled attacks such as evidence falsification, theft or repudiation.

Traditionally, meeting IAL3 requirements has been expensive and inefficient for businesses with remote workforces. Flying workers around or relying on videoconferencing can be disruptive to productivity while being logistically challenging for teams spread throughout the country.

Technology has enabled IAL3 testing to take place remotely, using Trustswiftly's hardware-based IAL3 compliant solution for FedRAMP High compliance standards, saving money and satisfying auditors at once. Furthermore, this approach reduces fraud risks by making sure only authorized personnel can gain access to sensitive data and systems.